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You can use any of them, including bleach. Not being able to use bleach with a septic system is a myth. Just don't go crazy with any cleaning product, and realize there is no need to use some of them at all. Tilex, for instance. No one needs that. A septic system that is working properly in the first place can handle normal amounts of cleaning products. Use bleach in the amounts recommended on the bottle for various uses, and don't use it when you don't actually need it. Many people think bleach is an all-purpose cleaner. It isn't. It's for bleaching and disinfecting, and unless you have unusually filthy laundry that has fallen into some dog poop, for example, or if you have an infant or sick person in the house who has soiled the laundry, there is no need to disinfect most laundry. Same goes for anything else in the matter of how much you septic tank use. If the bottle says to use 3 teaspoons per gallon, don'/t dump in a half a cup.

Source(s): I've had a septic field for over 20 years.

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OMG please don't listen to anyone that tells you that you can get by with never pumping your tank!!! You've gotten some very bad to terrible advice so far so I hope you'll listen to a reasonable answer.

Tanks need to be pumped every 5-7 years no matter what ANYONE tells you about how long they've gone in their situation. My dad was of the mindset that, if everything was flowing, his tank was fine. Boy was that ever wrong!!!! He went about 30 years like one of the answers here implies is okie-dokie to do. Oh my what a terrible mistake...

Because he had never had it pumped the solids eventually completely filled the tank and then began to flow into the drain field. That plugged up his drain field and that had to be dug up and repaired after the tank was pumped. I was standing right there when the septic guy uncovered his tank and opened the lid. Because it had never been serviced the sludge/solids had congealed into a thick grey paste and were right up against the bottom of the lid! A tank should NEVER be in that kind of condition. It was pumped out and there after properly maintained.

Don't believe ANYONE who tells you the solids break down blah blah blah and you won't ever need to have it pumped. They don't know what they're talking about! Period!! Yes the solids in a properly working tank DO breakdown however, those solids then become sludge that settles to the bottom of the tank. Eventually the sludge fills the tank and begins to move into the drain field and then you've got even BIGGER problems. That sludge MUST be removed every 5-7 years to keep the system working properly.

Don't buy into all the hocus-pocus remedies that you can pour down the drain either. That's a bunch of bunk!! Use your system properly and don't be dumping tank drainfield anything into it that shouldn't be there and you'll be fine as long as it is pumped on a regular basis.

Here are some links to some very good info on how to take care of your system. I skimmed some of this and I necessarily agree about their time tables for pumping but overall this is good advice. Pumping more frequently than 3 years is wasteful and over kill but beyond 7 years and you are flirting with trouble.





I completely understand not being able to come up with the cash to take care of this, I really do... However, if this goes to the point of ruining the drain field you're going to have to pay a LOT more than simply having it pumped. Try calling around to several pumping services and see how they're prices compare and see if anyone would allow you to make payments possibly. It would even be wise to see if a bank could make you a short term loan to get this done to avoiding a disaster.

Please don't think a 15 year old tank is old lol. That's is practically brand new for a tank!

Good luck to you and I hope this helps!




A Cameron County farmer said he has few options when it comes to protecting his property. He said illegal crossers trample across his property.

Robert Martinez, 84, said he wants to spend his days of retirement relaxing. He said hes having a hard time doing so.

Martinez has high-tech surveillance to monitor his 10 acres of farm land. He lives in Blue Town, just a few hundred yards from the Rio Grande. The small town is east of Progreso.

Robert Martinez said illegal crossers are trampling through his field. Several articles of clothing, eating utensils and trash are typically left behind by the illegal crossers that pass through his land.

Im just a regular citizen, he said. I cant do anything about nothing. (sic)

Martinez said he decided to take matters into his own hands by beefing up security on his property.

"I do it for the protection of my family and my house, he said. I have had people pull on my fence, my back door and my front door too."

Martinez said he spent the last few months setting up lights with motion sensors and cameras all around his property. He said this helps keep the trespassers away.

Robert Martinez said hes too old to move. He said he will continue to increase security around his home.

Interest in property in the capital picked up after China's stock market bubble burst over the summer.

Experts say its's too early yet to tell how many more transactions the crisis could cause, but expect further cash to come out of China and into London property.

Tom Bill, head of London residential research at Knight Frank, said: "There is evidence Chinese buyers have stepped up their interest in safe haven global property markets like London and are increasingly looking for homes in golden postcode neighbourhoods like Mayfair, although it is too early to discern any impact on transaction levels."

Fears over China's slowing economy and an over-inflated stock market hit home in August, and the Shanghai Composite Index has now lost around 40 per cent of its value since June.

Some experts believe that the turmoil is the start of a prolonged economic downturn in China, which could affect the rest of the world.

Property in the capital is seen by global investors as safe place to house cash in times of stock market volatility.

During the last financial crisis, London's booming property market attracted billions of pounds in foreign money.

Camilla Dell, managing partner of buying agency Black Brick, said: It's too early to say whether the situation in China will have a major impact on the prime London property, but, for those investors nursing big losses on their stock market portfolios, finding the cash to make a property investment will have got harder.

"However, there is reason to believe that the volatility we're seeing in financial markets could, in fact, increase demand for bricks-and-mortar asset.

"Recent years have seen enormous wealth built up in China's 'real' economy, and that wealth will become an increasingly important factor in markets around the world in coming decades including London's property market.

Stocks and shares will go up and down but, long-term, demand from China is only going in one direction.


Dubai property prices fell by 12.2pc during the past year, the largest drop in the world, according to real estate consultancy Knight Frank.

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The decline in the twelve months through June was the biggest in 56 mainstream residential markets and larger than the 12pc fall in real estate prices in Ukraine, which has been hit by almost two years of protests, a separatist insurgency, and political upheaval, Knight Frank said in a report. Prices in Dubai fell 2.8pc in the second quarter. Hong Kong was the best performing residential market, with prices up by 20.7pc.

Over the past decade, Dubai's property market has swung from boom to bust and back again.

Price gains in the two years through 2014 recouped much of the losses incurred in a 2008 collapse that pushed the city to the brink of bankruptcy before a recovery.

Then, prices started falling again this year amid oil's slump and weaker currencies in Russia and Europe. (Bloomberg)

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Dubai property prices fell by 12.2 percent during the past year, the largest drop in the world, according to real estate consultancy Knight Frank.

The decline in the twelve months through June was the biggest in 56 mainstream residential markets and larger than the 12 percent fall in real estate prices in Ukraine, which has been hit by almost two years of protests, a separatist insurgency, and political upheaval, Knight Frank said Tuesday in a report. Prices in Dubai fell 2.8 percent in the second quarter. Hong Kong was the best performing residential market, with prices up by 20.7 percent.

Over the past decade, Dubais property market has swung from boom to bust and back again. Price gains in the two years through 2014 recouped much of the losses incurred in a 2008 collapse that pushed the city to the brink of bankruptcy. Then, prices started falling again this year amid oils slump and weaker currencies in Russia and Europe. Regulators also introduced caps on the size of mortgages and doubled transaction fees to deter speculation.

Weaker demand, a strong U.S. dollar and ongoing cooling measures have dampened sales volumes in the mainstream sector, Knight Frank said.

The slump in Dubai real estate looks set to continue, according toa separate report released today by Cluttons. Villa prices will fall by a further 5 percent to 7 percent in the second half of the year, it said. Rental prices are also weak and are expected to drop another 1.5 percent to 2 percent in the second half, Cluttons said, although apartments continue to be viewed favorably by some investors.


Economists like to remind you that a weak Australian dollar is good for the economy.

Its constantly drilled into you that a weak dollar is good for exports. And whats good for exports is good for the economy. The Reserve Bank is particularly guilty of promoting this view. It reminds us of this at every given opportunity.

But as it spruiks this line, it overlooks the effects a weaker dollar has on property prices. Rather, it ignores the downside this has on house prices, incomes, and the broader economy.

Ill touch on all these shortly. But I want to begin by looking at property prices first.

Truth is, a weak dollar impacts negatively on housing affordability. Why? Because it makes Australian property cheaper to foreign buyers.

The value of the dollar influences the cost of entry. It can make buying real estate from overseas more, or less, affordable. It depends on whether it trends higher or lower.

If the value of the dollar falls, it can lead to increasing foreign demand. If demand rises, then property prices surge too.

If youre an existing owner, or investor, youll no doubt see few downsides to this. No one begrudges you for wanting higher property prices. But there are also clear downsides to rising prices. And these disadvantages can affect you in equal measure. Let me explain.

Rising propertyprices and the economy

As weve seen, rising property prices affect housing affordability. First time home buyers find it particularly tough. Property price growth is putting affordability out of reach for many first buyers.

Yet just as important is the effect rising prices have on disposable incomes.

As prices rise, a larger percentage of household incomes go towards mortgage repayments. Thats not an issue in an economy where wages are growing. But in Australia, wage growth is at its worst level in two decades. Incomes grew by meagre 2% in the past year.

So at present there is a major disconnect between wages and propertyprices. And you cant underestimate the effect of that on the economy.

The economy needs consumer spending to offset declining export revenues. We saw the urgency of this just yesterday. Falling mining revenues left economic growth at just 0.2% in Q2.

That puts the onus back on consumers to spend. But if consumers hold back on spending, where will growth come from? Nowhere.

Whats more, consumers are clearly feeling hamstrung. This was highlighted in yesterdays retail figures. Retail trade declined 0.1% in July, the first drop in 14 months.

Yet a recovery in consumer spending hinges on rising disposable incomes. But the likelihood of that happening is slim. Disposable incomes rose 3.3% in the year to June. Thats half the 6.2% long term annual average.

Households not only have less money, but more of its going towards mortgage repayments.

All this leads us back to a weaker dollar. As the Aussie falls further, itll make investing in Australia more attractive. That threatens to put upward pressure on house prices.

Now, if property prices keep rising, itll divert more disposable income to mortgages. That, more than anything, will weigh on consumer spending.

The outcome of this domino effect is twofold. On the one hand, housing affordability will worsen. As it does, it puts the entire economy on shakier ground.

Chinese investment into Australian property to rise

Weve briefly looked at how rising property prices impact the economy. But how do we know that prices will continue rising? And how can we be sure that foreign investors are any threat at all?

Truth is, the effect of Chinese investors on the Aussie property market is overblown. The scare campaign foreshadowing a Chinese invasion is incorrect.

A recent study found Chinese investments amounted to just $5.4 billion. Thats not much in the context of Australias $270 billion residential market.

Equally, there are signs that house prices are cooling. Median dwelling prices in Sydney grew just 1.1% in August. In Melbourne, prices remained flat for the month.

In light of this, do Chinese investors pose any real concerns? Not yet, but they could.

House prices rose rapidly over the last year. Growth may be slowing, but its in the backdrop of record growth. Both Sydney and Melbourne had growth rates of over 10%.

At the same time, Chinese investments levels reflect a strong dollar. The $5.4 billion figure is in the context of a dollar trading well above $0.70.

For how much longer will that stay true?

If Deutsche Bank is correct, the dollar is set for a steep decline. It predicts the Aussie dollar bottoming out at $0.50 by the end of 2016. That should make investing in Australia much more attractive. That $5.4billion figure could grow much larger as the dollar weakens.

Secondly, concentrated price growth may be an even bigger problem. Foreign investors are geographically sensitive. In other words, theyre targeting inner-core suburbs in Sydney and Melbourne. We know this because domestic buyers are losing out foreign competition.

But thats not the worst of it.

Developers are building projects aimed squarely at foreign investors. But consider what would happen in the event of a market crash.

Foreign buyers would be first to dump their investments onto the market. Prices would crash even quicker as supply went up. Aussie households would find mortgage repayments a nightmare. And thats to say nothing of what that would do to consumer spending.

At least, thats one potential outcome of a weakening dollar.

But foreign investors may find a $0.50 dollar too tempting to resist. In the long run, that poses challenges for housing affordability. And weve seen how that might snowball into other areas of the economy. With disposable incomes strained, consumer spending and growth would drag on the economy.

All of a sudden, a weaker dollar looks less like a saviour, and more like a noose. Lets not pin all our hopes on a $0.50 dollar just yet.

Mat Spasic,

Contributor, The Daily Reckoning

PS: The Aussie property is still growing. Median property prices in Sydney rose almost 18% over the past year. Meanwhile, Melbourne saw prices rise 10% on average. Elsewhere, price growth was much weaker.

We may be living in a two-speed property market. But its still enough to keep the national market growing. The Daily Reckonings property expert, Phillip J. Anderson, remains bullish on the markets future.

Phil says that the national housing market is only set to continue growing. He says that Aussie real estate will boom for the next decade.

Phils 20 years of experience as a property analyst and advisor has given him a keen sense for where the property market is, and where its going. He correctly predicted the 2008 housing market crash. He also went against the trend in 2009, saying that house prices would go on to boom this decade.

He was right on both accounts.

In his latest free report Why Australian Property is on the Verge of a Decade Long Boom, Phil guides you through this coming decade. Hell show you the right time to buy property at its cheapest, and how you can use this to time your investments. To find out how to download his free report, click here.

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Property sourcing and research consulting firm 21st Century Propertys new website at http://www.austpropertynomoneydown.com.au/press/ provides individuals with the support required to make educated decisions on buying, building and structuring their prop

The latest report on the Australian Property market reveals property investors can have peace of mind through guaranteed buy back clauses in three, five or seven years in newly structured investment property deals. The most recent report athttp://www.AustPropertyNoMoneyDown.com.au/press/reveals property investing strategies that require no deposit and guarantee positive cash flow income should alleviate the perception of a collapse in the property market that has some investors concerned.

21st Century Property, among other Australian property experts believe that high Australian property prices have made it essential to innovate in ways that make property investing more achievable to individuals who normally would not be able to afford the large deposit. In a new free report they inform where the best opportunities for positive cashflow property investing lie and how to purchase them with no money required upfront.

21st Century Property, the property investment, sourcing and research-consulting firm, announced this week through its new website http://www.AustPropertyNoMoneyDown.com.au/press/ 300 properties are availabe at no money down for many of its clients as well as provide essential tips about the market for 2015. On the back of announcements onNBCit revealed its clients will be guaranteed a positive cash flow income of $20,800 annually per investment.

21st Century Property has recognized that the mandated closure of mining camps by the Government of Western Australia as well as the demand from wealthy mining companies looking to increase its workforce by providing quality housing accommodations has created a unique opportunity for developers to build and offer no money down.

The company educates potential investors looking to learn how to buy Australian property. You wont find something as lucrative as this from a financial planner. said 21st Century Property CEO and Founder Jamie McIntyre. If you have an annual combined income of over $75,000, you could qualify for annual yields of over $60,000 without having to lay down a cent to get started.

Investing with no money down is just one of the many unique property investing approaches in the Australian property investment scene the report covers. 21st Century Property routinely holds seminars and releases regular property reports aimed at providing potential homebuyers and investors with better financial management skills and knowledge. Property investment throughout the country has proven to be a solid and reliable path to wealth for over 30 years as Australias population and demand for housing continues to grow.

Individuals interested in discussing profitable and secure real estate investment deals with 21st Century Propertys team of experts are encouraged to visit http://www.austpropertynomoneydown.com.au/press/ for more information. Or to speak to 21st Century Propertys property specialists directly to make an appointment, call 1 800-999-270. For more information visit http://21stcenturyproperty.com.

About 21st Century Property: 21st Century Property is a property sourcing and research consulting firm that provides individuals with support to make more educated decisions on buying, building and structuring their property investment portfolios to property investors worldwide. For more information, read the latest report athttp://www.austpropertynomoneydown.com.au/press/.

For more information about us, please visithttp://21stcenturyproperty.com

Paul Bennion View Comments Paul Bennion

Property and its ability to superchargeinvestors' fortunescontinues to produceheadlines and generate debate - but what role is it actually playing in ourwealth creation?

Blogger: Paul Bennion, managing director, DEPPRO

The importance of property to personal wealth creation has been highlighted by the latest survey of household wealth produced by CoreLogic RP Data.

This survey shows that residential real estate accounts for more than half of all household wealth in Australia.

Value Investment Markets in Australia by total Value

Residential Property $6.0 Trillion

Superannuation $2.0 Trillion

Stock Market $1.5 Trillion

Commercial Property $0.7 Trillion

*Source CoreLogic RP Data

In fact, the value of the residential property market is four times larger than the stock market and three times more valuable than superannuation.

These figures underline why so many Australians prefer to invest in property as a way of creating long term personal wealth.

Residential property investment has proven to be a low risk form of investment for investors who take a long term approach to the real estate market.

The size of residential property market is huge with stakeholders ranging from mum and dad home owners to investors who own several properties.

This sheer size of the residential property market and its significance the overall Australian economy means that government is very sensitive to policy settings that might have a negative impact on it and this gives property investors a great deal of protection.

For example, issues such as abolishing negative gearing have been raised many times in recent years but Government has been reluctant to make any radical changes to the taxation system related to the property market because of concerns it may damage the overall economy.

Property investing still allows people to claim generous tax benefits associated with negative gearing as well as depreciation.

The tax benefits associated with tax depreciation can be very significantwith someclients achieving tax benefits obtained through depreciation equivalent to 60 per cent of the total purchase price of the property. In some cases these tax benefits can total $300,000 based on a purchase price of $500,000

Many investors in Australia totally underestimate the number of items that can be depreciated for tax purposes and this comprehensive list can even include garden gnomes, cubby houses and if they own an apartment, then common areas such as car parking and recreational facilities.

To qualify for these legitimate tax deductions, an investor must have a fully compliant tax depreciation company undertake an onsite inspection of the property and then compile a depreciation report based on this inspection.

Property investors should therefore check that the company undertaking their tax depreciation schedule is a member of the The Australian Institute of Quantity Surveyors (AIQS).

About the BloggerPaul Bennion Paul Bennion

Paul Bennion is the managing director of DEPPRO tax depreciation specialists.

DEPPRO Pty Ltd is Australias leading property depreciation company, specialising solely in the preparation of tax depreciation reports for residential, commercial, industrial and leisure investment properties.


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